|  | ACH Payments
                        With proper authorization, you can collect money from your customers in two banking days, no matter where they bank in the United States (given funds availability). | 
                    
                      |  | Paper Drafts
                        Instead of wondering when, or if, you are going to receive payment, you get a pre-authorized check on time each month for every customer on the program. You simply take the pre-authorized checks to your bank and deposit them like normal checks. | 
                    
                      |  | Electronic Check Conversion
                        Convert a paper check to an electronic item at the point-of-sale. Save time and money while reducing the risk of NSF checks. | 
                    
                      |  | Online Electronic Checks
                        Take checks over the Internet with exclusive Online Electronic Check service, including automated electronic recovery (ECR). | 
                    
                      |  | Electronic Phone Checks
                        Take any payment over the phone or Internet and draft your customer's checking account quickly and efficiently. Convenience for your customers; reliable, fast payment for you. | 
                    
                      |  | Electronic Check Recovery
                        Collect bounced checks electronically at NO COST to you. Saves time and money, while increasing collection percentage and cash flow. Collecting out-of-town checks is no longer a hassle. | 
                    
                      |  | Merchant Cards
                        We offer some of the best rates available. Many programs for: Retail Merchants, Mail/Phone order merchants, Internet-based merchants, small and home-based business. Increase SALES! | 
                    
                      |  | Check Guarantee
                        Now you can accept checks without the worry and hassle of bounced payments. The Check Guarantee ensures that you are paid on all your checks - even the returned ones. |